Ethereum was proposed in 2013 by programmer Vitalik Buterin. In 2014, development was crowdfunded, and the network went live with an initial supply of 72 million coins on 30 July 2015. The platform allows developers to build and operate decentralized applications that users can interact with. Decentralized finance (DeFi) applications provide a broad array of financial services without the need for typical financial intermediaries, such as brokerages, exchanges, or banks, allowing cryptocurrency users to borrow against their holdings or lend them out for or lend them out for interest. Ethereum also allows for the creation and...